Did you know you may be paying too much for your home owners insurance policy? Our ancillary services can help you save hundreds of dollars on you property insurance.

• In 2006, Citizens Insurance, one of the largest property insurers in Florida, requested a 45% rate increase for wind insurance. Other insurers took similar actions.
• In Florida, the portion of a homeowner’s premium covering wind damage can be up to 70% of the total, depending on location.
• Wind mitigation benefits homeowners, private insurers, and all levels of government.

Was your home build prior to 2002? Have you replaced your roof since 2003? Then a Wind Mitigation Inspection can be of great savings to you. Contact us today to asses your needs for these ancillary services and start saving money on your home owners insurance.

After the multiple hurricanes that passes through Florida in 2004 and 2005, the state passed a law requiring insurance companies to offer home owners discounts and credits for existing building features and home improvements that reduce damage and loss from wind. In order to qualify for this discount, homes must undergo a certified home wind inspection. However, many Floridians do not know of this law

Are you in the market for new insurance company? If your home is over 25 years old then your insurance company is going to want to see a 4 Point Inspection of your home. The 4 point inspection focuses on the four major areas of the home. Which include Electrical, Plumbing, Roof and your Air Conditioning units. The insurance companies want to ensure these four areas are in good working condition and that no deficiencies exist in order to insure the home.

The insurance companies common concern is that there may be conditions in an older home that could become a liability to them. For example; a home with a roof nearing the end of its  useful life may fail while under the policy and the homeowner may seek reimbursement from their insurance company for damages to the home and their belongins. In that same light, concerns extend to the air conditioning unit, electrical and plumbing systems in an older homes. If these areas are in bad conditions, need of being rapaired, replaced or were improperly installed, they may fail and cause fire or water damage to a home.

Schedule an inspection today to help you start saving on your policy.